Muhammad Altaf Hussain

Muhammad Altaf Hussain
Managing Partner Oman Territory and Partner Tax & Advisory UAE
ICAP, CIPFA, PIPFA, B.Sc. (Econ)
altaf@ajmsglobal.com | +968 9414 9519

 With 23-year experience as Big-Four professional accountant and Top Ten Partner, Altaf is one of the GCC region’s top 10 experts in Technology Powered Tax Accounting and a seasoned Tax practitioner,
 He enjoys repute within GCC’s economy movers and has served prestigious clients across multiple industries e.g. Energy, Technology, Media, Telecom, Financial Institutions, Healthcare, Real Estate, and Govt, in UAE, Pakistan, and Afghanistan,
 He is a serial entrepreneur, ex-CEO of a scheduled bank in Afghanistan, CFO in energy, technology, and public health sectors in MENA.
 He has also supervised the development of Accounting, Risk, and Tax Compliance related software, and currently working on setting up a knowledge repository for regional tax frameworks of multiple countries as well as the development of a Tax Decision Support System.
List of Major clients engaged for various services
 Mitsui Oil Exploration Co.
 Cisco Systems
 Dubai World Trade Center
 Oman Insurance Company
 Oman Trading International
 Vale Emirates
 Italtel Middle East
 Gulf Business Machines (IBM)
 Alrosa East
 British Council
 Kempinski Hotels
 Javid Jaihoon Group (fuel farm logistics)
 Heavy Mechanical Complex Pakistan
 Pakistan Broadcasting Corporation
 Citibank
 Prime Bank
 SME Bank Pakistan
 Small Business Finance Corporation
 Regional Development Finance Corporation
 Afghan United Bank
 CWCD Microfinance
 Daman Microfinance
 Rockefeller Philanthropy Advisors
 Swiss Agency for Development Cooperation
 USAID
 UNHCR / UNFPA
 HealthNet TPO (Public Health INGO)

Deepti Rai

• Deepti brings with her over eighteen (18) years of experience in various Senior Management roles in Corporate Governance, Compliance, Anti-Money Laundering, Anti-Fraud and Risk Management domains in the Financial Services and Aviation industries across Bahrain, Qatar, UAE and Oman.
• The globally accepted frameworks she commands include Basel II and III, IFRS 9, OECD, FATF, FATCA, CRS, ISO 9001 and ISO 31000.
• She successfully implemented GRC frameworks in start-ups as well as established financial institutions and an aviation company. One of the banks won the Corporate Governance Excellence Award under her leadership as Head of Compliance and Corporate Governance.
• Through-out her career across financial institutions she has played an effective role in advising the Boards of Directors and Senior Management on Governance, Risk and Compliance issues. Her CEOs/Boards have presented her with express accolades in the fields of Compliance, AML/CFT and Governance.

Armughan Siddiqui

Associate Partner – Chartered Accountant

Armughan is an Associate Partner with over 15 years experience in audit, consulting, tax and finance and brings a wealth of experience to his role having worked extensively in Oman and other MENA countries such as Qatar, UAE, Yemen and also in Pakistan and Africa.

Prior to joining AJMS, Armughan was working with Deloitte & Touche’ Middle East for around 15 years, with more than 10 years at the management level.

He has an extensive experience in the FSI and Government sector and led the engagements of Tier 1 listed banks, multinational banks, sovereign wealth funds and various group investment entities. He has also been involved in regulatory reporting to the CBO and other central banks as per the required guidelines and regulations and Anti-money laundering reviews.